Junk email, spam: Simple step to keep your mailboxes free

Often email users’ mailboxes are inundated with unsolicited credit card and insurance offers. These are known as junk mails. The culprits behind this influx are the major credit reporting bureaus: Experian, Equifax, TransUnion, and Innovis.

These bureaus furnish credit and insurance companies with lists of consumers meeting particular criteria for prescreened offers. It’s entirely legal, but there’s a remedy: Opt Out Prescreen, a tool crafted by these very credit bureaus.