How-to set-up, make payments and receive money using UPI-based WhatsApp Pay

WhatsApp has launched its payments feature in India after the go-ahead from the National Payments Corporation of India (NPCI). The Facebook-owned messaging app has been testing its payment service in the country for over a year.

Designed in partnership with NPCI, WhatsApp Pay is an in-chat payment feature that allows users to make transactions via WhatsApp to their contact list. It is a UPI-based payments service that allows you to both send and receive money.

WhatsApp Pay was launched in February 2018 in India as part of a trial run. On February 7, 2020, the messaging app received NPCI’s approval to roll out its digital payment service in a phased manner.