WhatsApp payments: How to setup, send and receive money

WhatsApp Payments will finally be available to a larger number of users in India. The Facebook-owned messaging app has been testing its payment service in the country for over a year. It promised that the payment feature will be available for everyone by end of the year and the service will now be rolling out officially given the National Payments Corporation of India (NPCI) has given approval to WhatsApp.

However, the payment service will only be rolled out to 20 million WhatsApp users and the messaging app has over 400 million users in India. That’s because NPCI has said that a 30 percent cap will be implemented on total payment volumes via every third party payments app from January 1, 2021.