More Issues than Vogue

Thanks to the Internet, you can get hopelessly in debt without ever leaving your house, courtesy your Credit card. A credit card has become an indispensable part of our lives, with its ease of use and convenient pay-back options. The discounts, offers and deals that a credit card offers are unmatched by any other financial product and spell a bonanza for the wise-user. Credit cards can be a convenient way to manage your finances but they can also be expensive and risky. They can become debt-traps if not used correctly or if you spend more than you can repay when the bill comes around. Your goal should be to pay off your credit card bills in full at the end of each month/cycle and set aside money towards your emergency savings/fund.